Added Value

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SAMPLE
Workers' Compensation
Program Outline

• Verify Workers' Compensation Experience Mod
  • Order and Verify Losses (5 years)
    
  • Verify Reserves
    
  • Order Experience Mod Worksheets
    
  • Verify Final Audit Payrolls
    
  • Ollis Smart Comp Program
    
  • Payroll Record Keeping
    
  • Interchange of Labor – Multiple Classifications
• Loss Control
  
  • Developing a Safety Program
    
  • Lee Johnson, Ex-OSHA Inspector, Brittney, Inc.
    
  • Insurance Company Loss Control Program
• Hiring Practices
  • Job Description
    
  • Americans With Disabilities Act
    
  • Avert
    
  • Workers’ Compensation Background Check
    
  • MVR
    
  • Criminal
    
  • Pre-employment Health Screening
    
  • Fraud Exit Interview
• Claims Management
  
  • Health Assignment
    
  • Reporting Procedures
    
  • Drug Testing
    
  • Return to Work (Light Duty)
    
  • Fraud
• Medical Services Available (not all inclusive)
  
  • Comp Care of the Ozarks
    
  • Cox Health Systems
    
  • Concentra Medical Center
    
  • St. John's Regional Hospital
    
  • Healthlink

DEVELOPING AN EFFECTIVE
LOSS CONTROL PROGRAM

GENERAL

Business people want to reduce operating costs. Accidents, whether resulting in personal injury or property damage, are expensive and contribute directly to operating costs. Therefore, it is important to control these unnecessary expenses by the most cost-effective method. One proven method of reducing property damage and personal injury losses is to implement an ongoing safety program. Numerous respected multinational corporations have successfully implemented effective safety programs. Their programs have reduced operating costs, increased efficiency and productivity, and impacted positively on employee morale and public relations.

However, controlling or reducing accident losses is not easy. It takes a strong desire and resolve by management to commit necessary resources and time to develop effective safety program activities which address the needs of a facility. But the benefits derived from incorporating an effective loss control program justify the expended time, resources and efforts. One multinational corporation has saved in excess of $26 million in compensation and other costs since implementing a corporate safety program.

SAFETY PROGRAM ELEMENTS

A formal safety program consists of the following elements which are used to control employee work practices and physical hazards:

• Statement of Policy
  
• Safety Rules and Regulations
  
• Duties and Responsibilities
  
• Employee Indoctrination
  
• Employee Training
  
• Facility Inspection
  
• Accident Record Maintenance/Filing
  
• Accident Investigations
  
• Safety Committees
  
• Personal Protective Equipment
  
• First Aid Activities